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4129 Cobia Street

Panama City Beach, FL 32408

$749,000

100 STEPS TO THE BEACH!! PRICED TO MOVE!! NO HOA! This is LOWEST or one of the LOWEST PRICED per square ft home located next to the Gulf of America with this amount of real estate. HUGE backyard. Plus the whole side facing Surf Dr belongs to this unit. LOTS… Read More of room to add more even parking, a sundeck facing the beach and pool. This place is a walk in and do nothing dream. It has been taken down to the studs. Pretty much everything has been replaced. LOCATION! LOCATION! (100 STEPS TO THE BEACH!) GULF VIEW! SHORT TERM RENTERS ALLOWED! Enough room for a splash pool to be added. (Golf cart friendly area). No busy street or streets to cross...beach access only steps away. Nicely landscaped with sprinkler system. Home is immaculate and has been totally remolded. All doors interior & exterior have been replaced as well as all windows. Newly painted inside & out including the ceilings. All wood trim replaced throughout home. Crown molding in every room. Tongue & groove ceiling in master bedroom. Lots of wainscoting, barn doors and detail trim throughout. All new light fixtures, bath fixtures and custom tiled shower. Custom built in bunk beds. All three bedrooms are very large. Ceiling fans in all bedrooms and living room. Two walk-in closets with custom closet systems. Huge sunken living room with skylights across the entire back of room. Kitchen has granite countertops, ss appliances, long breakfast bar and pantry. Dining room has a nice wet bar & wine cooler. The large back yard is an oasis. Hot tub, grilling area & firepit. Large pergola with lights for entertaining. An outdoor shower with HOT & cold water to clean off all that sand from the beach. Private side entrance to go in & out of to the Gulf so you do not have to track all that sand into the house. All this located behind an 8' whitewashed fence for your privacy as well as new pavers. Smart locks on all doors so forget trying to keep up with keys. Simply type your code in or use your thumbprint to gain access. This home has lots of storage plus being an end unit you have extra parking, and the entire side is your private property. The washer & dryer is conveniently located upstairs, and they will convey with the property. Kitchen stocked and ready to rent or move right in. **Possible owner financing with substantial down payment. **Possible long-term renter considered. Read Less

Courtesy of Realty One of Northwest Florida LLC 850-236-9707

Listing Snapshot

Days Online

317

Last Updated

Oct 19, 2025

Property Type

Single Family Residence

Beds

Full Baths

Year Built

1979

MLS Number

765581

30 Days Snapshot Of 32408

$412k

-31%

(avg) sold price

-19%

homes sold

132

-13%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road frontage type: CityStreet, Road responsibility: PublicMaintainedRoad, Road surface type: Paved

Appliances & Equipment

Dryer, Dishwasher, EnergyStarQualifiedAppliances, Freezer, Disposal, IceMaker, Microwave, PlumbedForIceMaker, Refrigerator, RangeHood, WineCooler, Washer

Building

Built in 1979, Construction materials: Block, HardiplankType, Stucco, Levels: Two, Units furnished: Partially, 2, 2 total stories, Structure type: Townhouse, Other structures: Pergola, Sheds, Toal building area: 2246

Community

Sidewalks, ShortTermRentalAllowed

Cooling

CentralAir, CeilingFans

Exterior Features

Balcony, CoveredPatio, SprinklerIrrigation, Patio, OutdoorShower

Fence

Fenced

Floors

LuxuryVinylPlank, Tile

Water Features

Gulf

Heating

Central, Electric

Home Owner's Association

Association amenities: BeachAccess

Interior Features

WetBar, BreakfastBar, CrownMolding, HighCeilings, InteriorSteps, Pantry, RecessedLighting, Skylights, WindowTreatments

Lot

Landscaped, SprinklerSystem, Paved

Energy Saving

Green energy efficient: Appliances

Parking

AdditionalParking, NoGarage

Property

Patio and porch features: Deck, Patio, Balcony, Gulf

Security Features

FireAlarm, SmokeDetectors

Sewer

PublicSewer

Taxes

Year: 2023

Utilities

ElectricityAvailable, HighSpeedInternetAvailable, TrashCollection

Windows

DoublePaneWindows, Skylights, TintedWindows

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